The Best RBC Credit Cards in Canada for 2024
Royal Bank of Canada, commonly known as RBC, is one of the most formidable players in the Canadian financial landscape, and their credit card portfolio for 2024 does not disappoint. This article highlights some of the best RBC credit cards that cater to a variety of financial needs, from cashback and travel rewards to low-interest options.
1. RBC Cash Back Preferred World Elite Mastercard
For those who prioritize cashback on their spending, the RBC Cash Back Preferred World Elite Mastercard tops the charts. In 2024, cardholders can enjoy a generous cashback rate on all purchases. Additionally, there are no limits or categories to keep track of, making it a straightforward choice for savers. The annual fee is offset by a suite of World Elite benefits including travel insurance and concierge services.
2. RBC Avion Visa Infinite Card
Travel enthusiasts have consistently chosen the RBC Avion Visa Infinite Card as their go-to travel card. The Avion points you earn on every purchase can be redeemed for flights on any airline with no blackout dates. In 2024, RBC continues to offer an impressive signup bonus and a comprehensive package of travel insurance coverages, which makes it ideal for frequent flyers looking to get the most out of their spending.
3. RBC Rewards+ Visa Card
For those who are just starting out with credit or prefer not to have an annual fee, the RBC Rewards+ Visa Card is an excellent choice in 2024. It offers reward points for everyday purchases and bonuses in popular categories like gas and groceries. The points can be redeemed for merchandise, gift cards, or even applied toward your RBC loan or mortgage, making it versatile for many customers.
4. RBC RateAdvantage Visa
Interest rates are always a consideration for cardholders carrying a balance, and the RBC RateAdvantage Visa stands out with its low variable interest rates tied to the prime rate in 2024. This means that when interest rates are low, you save more on finance charges. This card is designed for those who want to save on interest but also have access to credit when they need it.
5. RBC British Airways Visa Infinite Card
For international travelers and fans of British Airways, the RBC British Airways Visa Infinite Card remains unmatched in 2024. By spending on this card, you accumulate Avios points that can be used towards flights with British Airways and its Oneworld airline partners. Moreover, an annual companion voucher makes traveling with a partner much more affordable.
When choosing the best credit card for your needs in Canada for 2024, it’s essential to consider factors like your spending habits, reward preferences, and whether you’re willing to pay an annual fee. The list above showcases just a fraction of what RBC offers but is tailored to provide high value across various common consumer preferences. Always read the fine print and understand the terms of each card before applying to ensure it aligns with your financial goals.