The holiday season is upon us, and with it comes the desire to celebrate, feast, and gift-give—all of which impact our wallets significantly. To assist in curbing those costs during the festive season and extending into the year, a Costco membership might just be the wily investment you’re searching for, especially when there are deals that can let you snatch up a membership for as little as $20.

Known for its bulk purchases and deeply discounted prices on everything from electronics to groceries, Costco is a haven for savvy shoppers aiming to cut down on spending without compromising on quality. As we near Black Friday, Cyber Monday, and other holiday shopping milestones, securing this membership early could mean significant savings. Costco offers an array of specials on products that can act as luscious holiday meals or thoughtful gifts.

But how does one nab a Costco membership at such a steep discount? Typically, memberships start at $60 per year for the Gold Star level, but deal-hunting websites and promotional partnerships often announce limited-time offers that significantly reduce this cost. These promotions may include cash cards valued at up to $40, essentially slashing the net cost of your annual membership fee to $20.

Additionally, some credit card companies partner with Costco to offer memberships as part of their rewards program or with added benefits when you sign up through their platforms. There could also be special incentives for students or military personnel, allowing for further discounts or benefits.

To grab these deals, you need to be both vigilant and swift. Signing up for newsletters from deal-monitoring sites is one approach; they’ll send alerts straight to your inbox about the latest bargains from Costco and other retailers. Social media accounts dedicated to sharing hot deals are also prolific sources for saving opportunities just like these.

Furthermore, paying attention to seasonal promotions directly from Costco can yield membership discounts. Often during the holidays or around new store openings, Costco throws out enticing member benefits targeting new customers.

Embracing a budget-friendly mindset during the holidays doesn’t mean sacrificing the joy of quality products and generous giving. A discounted Costco membership could serve as your gateway to spending less while enjoying more. With some strategic searching and timing, that affordable entry into the world of wholesale savings—perhaps only $20 away—can make all the difference in expanding your holiday cheer without contracting your budget.