How to Do a Deed Search: 14 Steps
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A deed search is an essential aspect of property transactions and can provide valuable information about the history and ownership of a property. In this article, we outline 14 steps to help you conduct a successful deed search.
1. Gather information: Start by collecting the necessary details such as the property address, legal description, and owner’s name.
2. Visit the county recorder’s office or website: Deeds are generally recorded with the county in which the property is located. Access their website or visit in person to start your search.
3. Request assistance: If you’re not familiar with the process, don’t hesitate to ask for help from the staff at the county recorder’s office.
4. Locate the grantor-grantee index: This index lists all parties involved in a property transaction. Search for the current owner’s name under grantee (buyer) or grantor (seller) to identify relevant deeds.
5. Review previous deeds: Trace back through previous owners and transactions to establish a chain of ownership.
6. Check for supplemental documents: Look for documents such as easements, covenants, liens, and restrictions that may impact property rights.
7. Examine each deed for important details: Take note of important information such as property boundaries, sale prices, and transfer dates.
8. Obtain copies of relevant deeds: Make photocopies or request digital copies for your records and any future reference.
9. Verify legal descriptions: Ensure that legal descriptions of property boundaries match across all documents to avoid discrepancies.
10. Review transfers between family members: Pay particular attention to transactions between family members as these could expose possible title issues.
11. Investigate any sudden changes in ownership: An unexpected change in ownership might indicate potential problems such as fraud or tax liens that need further evaluation.
12. Confirm proper recording: Check that each deed was properly recorded with the county to ensure legal validity.
13. Consult with professionals if needed: If you encounter complex issues or require further expertise, consult a title company, real estate attorney, or surveyor for assistance.
14. Create a summary report: Organize your findings in a report or spreadsheet to clearly outline the history and ownership of the property.
Conducting a deed search may seem overwhelming, but by following these steps and utilizing available resources, you’ll gain valuable insight into the property’s history and any potential title concerns.