Best Travel Credit Cards for Low Spenders
Are you a frugal traveler who’s always on the lookout for ways to save money and make the most of your trips? You’re not alone! Many travelers are constantly searching for ways to maximize their travel experiences without breaking the bank.
One great way to save money on your travels is by using travel credit cards that cater specifically to low spenders. These cards often come with lower annual fees, more favorable reward structures, and travel perks suitable for budget-conscious travelers. In this article, we will explore the best travel credit cards for low spenders.
1. Discover it® Miles
Discover it® Miles is an excellent option for low spenders looking for an uncomplicated travel rewards card. With no annual fee, this card offers a flat 1.5 miles per dollar spent on all purchases. As a bonus, Discover will match all the miles you’ve earned at the end of your first year. This card is perfect for occasional travelers looking for straightforward rewards without a high spending requirement.
2. Chase Freedom Unlimited®
While not strictly a travel-oriented credit card, Chase Freedom Unlimited® is worth considering for low spenders due to its valuable rewards structure. You can earn unlimited 1.5% cash back on all purchases, with no minimum spending requirements or annual fee. Additionally, if you pair this card with a premium Chase credit card like the Chase Sapphire Preferred®, you can transfer rewards points to various airline and hotel loyalty programs, giving you options when redeeming your travel rewards.
3. Bank of America® Travel Rewards Credit Card
This card offers a solid flat-rate rewards structure with no annual fee and no foreign transaction fees, making it perfect for low spenders who love to travel internationally. You’ll earn 1.5 points per dollar spent on all purchases, plus a 25% – 75% bonus if you have an eligible Bank of America checking or savings account. This card also includes a decent sign-up bonus and various travel protections, adding extra value to your travel experiences without breaking the bank.
4. Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is the more budget-friendly sibling of the popular Venture Rewards card. This card boasts a $0 annual fee and earns an impressive 1.25 miles per dollar spent on all purchases. It also comes with no foreign transaction fees and a modest sign-up bonus, making it a top choice for low spenders with occasional travel plans.
5. Wells Fargo Propel American Express® Card
Offering a range of generous rewards on travel, dining, and other everyday categories – all with no annual fee – the Wells Fargo Propel American Express® Card is an excellent choice for low spenders who want maximum value out of their credit card. You’ll earn 3x points on eligible travel and dining purchases, as well as on popular streaming services and gas stations. Plus, you’ll enjoy useful travel protections like lost luggage reimbursement and rental car insurance without spending a fortune.