Introduction:

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare (Part A and Part B) allowing individuals to receive healthcare services through private insurance companies that are approved by Medicare. These plans often include additional benefits such as prescription drug coverage, dental care, vision services, and more. In Pennsylvania, there is a wide array of Medicare Advantage plans and providers to choose from. This article will discuss some of the best Medicare Advantage plans and providers available in Pennsylvania today.

1. Aetna:

Aetna has established itself as a reputable provider of Medicare Advantage plans in Pennsylvania. They offer a variety of plan options including HMO, PPO, and Dual Eligible Special Needs Plans (D-SNPs). Aetna’s plans typically include coverage for prescription drugs, dental, vision, hearing, and fitness benefits. Some of their popular offerings in Pennsylvania are the Aetna Medicare Prime Plan (HMO) and Aetna Medicare Choice Plan (PPO).

2. Cigna:

Cigna is another well-known provider offering Medicare Advantage plans in Pennsylvania. They provide various options such as HMOs, PPOs, and Regional Preferred Provider Organizations (RPPOs). Cigna’s plans come with additional benefits like prescription drug coverage, dental care, vision services, and access to fitness programs. One popular plan by Cigna in Pennsylvania is the Cigna-HealthSpring Preferred (HMO) plan.

3. Highmark:

Highmark is a local Pennsylvania provider with a strong presence in the state’s healthcare market. They offer several types of Medicare Advantage plans including HMOs and PPOs tailored to suit different needs. Highmark’s plans come with advantages like prescription drug coverage, preventive care services at no cost-share, dental care benefits, hearing aid allowances, and wellness programs. Two popular Highmark plans for Pennsylvania residents are the Highmark Community Blue Medicare PPO and Highmark Freedom Blue PPO Regional.

4. Humana:

Humana is another national provider offering Medicare Advantage plans in Pennsylvania. Their plan options include HMOs, PPOs, and Private Fee-for-Service (PFFS) plans. Humana plans typically include prescription drug coverage, dental, vision, hearing services, and access to fitness programs like SilverSneakers. The Humana Gold Plus HMO is a well-regarded plan available in Pennsylvania.

5. UnitedHealthcare:

UnitedHealthcare is a renowned provider with a nationwide presence offering Medicare Advantage plans in Pennsylvania through its subsidiary, AARP. Their offerings consist of HMOs, PPOs, and special needs plans catering to a variety of healthcare needs. UnitedHealthcare’s Medicare Advantage plans provide additional benefits such as prescription drug coverage, dental services, vision care, and wellness programs. One popular plan offered by UnitedHealthcare in Pennsylvania is the AARP Medicare Advantage Choice Plan 1 (PPO).

Conclusion:

When choosing a Medicare Advantage plan in Pennsylvania, it’s essential to compare plan options from various providers based on your specific needs. Each provider may offer different benefits and costs that suit different individual requirements. Conducting thorough research to determine which plan is right for you will ensure that you receive the most comprehensive coverage at an affordable price while making the most of your healthcare services in Pennsylvania.