Best Credit Cards for Shopping on Amazon in 2023
In today’s digital age, online shopping has become the go-to option for convenience and seamless transactions. One of the biggest online retailers, Amazon, offers a diverse range of products and services at competitive prices. To make your purchases more rewarding and budget-friendly, it’s crucial to choose the right credit card. This article explores the best credit cards for shopping on Amazon in 2023.
1. Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature Card is a top choice for loyal Amazon customers. With an impressive 5% cash back on all Amazon.com and Whole Foods Market purchases, it’s hard to beat this card’s rewards program. Plus, you’ll receive 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases.
– Annual Fee: None
– APR: Variable
– Sign-Up Bonus: $100 Amazon.com Gift Card upon approval
– Key Benefit: No foreign transaction fees
2. Discover it® Cash Back
Discover it® Cash Back is an appealing option for shoppers seeking a versatile rewards program with top-tier cash back offers. The card offers 5% cash back in rotating categories each quarter (up to $1,500 in purchases), which often include Amazon.com during holiday seasons. Plus, all other purchases earn an unlimited 1% cash back.
– Annual Fee: None
– APR: Variable
– Sign-Up Bonus: Discover will match all cashback earned in the first year
– Key Benefit: Free FICO Credit Score updates
3. Chase Freedom Flex℠ Card
The Chase Freedom Flex℠ Card is another fantastic option if you’re looking for a versatile rewards program enriched with rotating bonus categories. The card earns 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter. In the past, Amazon.com has been featured as a bonus category during holiday seasons, making it ideal for Amazon shoppers.
– Annual Fee: None
– APR: Variable
– Sign-Up Bonus: Earn a $200 Bonus after spending $500 on purchases in the first three months
– Key Benefit: Cell phone protection and complimentary DoorDash DashPass membership
4. American Express Blue Cash Preferred® Card
For well-rounded rewards and benefits, the American Express Blue Cash Preferred® Card is an excellent choice. The card grants 6% cash back on US streaming subscriptions and at US supermarkets (on up to $6,000 per year). Plus, there’s a 3% cash back on transit, 3% cash back at US gas stations, and 1% cash back on all other purchases.
– Annual Fee: $95
– APR: Variable
– Sign-Up Bonus: Earn a $250 statement credit after spending $1,000 within the first three months
– Key Benefit: Car rental loss and damage insurance coverage
With numerous options at your disposal, finding the best credit card for shopping on Amazon in 2023 boils down to your spending habits and preferred rewards program. Consider factors like annual fees, interest rates, and sign-up bonuses before making your decision. Happy shopping!