Best Credit Cards for Holiday Shopping
The holiday season is here, and with it comes the inevitable task of going through your shopping list and finding the best deals. However, to make the most out of this cheerful season, you should consider using a credit card that rewards you for your holiday purchases. Here we discuss some of the best credit cards that can maximize your rewards and savings during holiday shopping.
1. Chase Sapphire Preferred Card
If you’re a frequent traveler looking to earn travel rewards from your holiday shopping, then the Chase Sapphire Preferred Card is an excellent option. This card offers a generous sign-up bonus and 2x points on travel and dining purchases. With no foreign transaction fees, it makes an ideal companion for those international shopping sprees.
2. American Express® Gold Card
The American Express Gold Card offers an exceptional 4x points on dining and at U.S supermarkets, making it perfect for those who plan to entertain guests or cater to their families during the holidays. It also offers 3x points on flights booked directly with airlines or through American Express Travel, and 1x points on other purchases.
3. Citi Double Cash Card
The Citi Double Cash Card is an all-round solid choice for holiday spending as it offers unlimited 1% cash back when you make a purchase and an additional 1% cash back as you pay off your balance. The fact that there are no annual fees or category restrictions makes this card easy-to-use and suitable for any purchase.
4. Amazon Prime Rewards Visa Signature Card
For Amazon Prime members, this card truly shines during the holiday season. Cardholders can enjoy up to 5% cash back on Amazon.com and Whole Foods Market purchases, 2% cash back on dining, gas stations, and qualifying drugstore purchases, and 1% cash back on all other purchases. With no annual fee or foreign transaction fees, this card helps you make the most of your holiday shopping on Amazon.
5. Capital One® Quicksilver® Cash Rewards Credit Card
For straightforward cashback options, the Capital One Quicksilver Cash Rewards Credit Card is an outstanding choice. It delivers a flat 1.5% cash back on every purchase without any category restrictions or earning caps. This card also has no annual fee and even offers a one-time cash bonus after you spend a specific amount within the first three months of account opening.
To choose the best credit card for your holiday shopping, determine what rewards and perks align with your spending habits and preferences. Also, be sure to factor in annual fees, foreign transaction fees, and any introductory offers when making your decision. With careful consideration and these top picks in mind, you’ll find the perfect credit card to reward you for your holiday shopping this season.