In July 2023, the business credit card landscape is filled with exciting options tailored to various types of businesses. The best business credit cards offer a combination of valuable rewards, low-interest rates, and practical perks. Here’s a round-up of the best business credit cards to consider in July 2023.

1. Top All-Around Business Card:

The Advanta Platinum MasterCard

The Advanta Platinum MasterCard offers a great mix of rewards, low APR, and outstanding benefits. Businesses benefit from 2% cashback on all purchases with no cap, an introductory 0% APR on balance transfers and purchases for the first 12 months, and an ongoing variable APR as low as 14.49%.

2. Best Card For Startup Businesses:

The Ink Business Cash Credit Card

Startup businesses find value in the Ink Business Cash Credit Card with its lucrative rewards program and flexible spending categories. This card provides 5% cashback on office supplies and telecommunications expenses up to $25,000 per year, making it perfect for new businesses managing their costs.

3. Best Card For Travel Rewards:

The American Express® Business Gold Card

For frequent business travelers, the American Express® Business Gold Card is hard to beat. It
provides 4x Membership Rewards points on two categories of your choice (up to $150,000 worth
of purchases per year) such as airfare, hotels, restaurants, and more. The card also offers numerous travel benefits such as luggage insurance and travel accident protection.

4. Best Card For Big Spenders:

Chase Ink Business Preferred℠ Credit Card

Businesses with significant monthly expenses should consider the Chase Ink Business Preferred℠ Credit Card. With this card, you can earn 3 points per dollar on the first $150,000 spent annually in combined categories like travel, shipping, and advertising. These points can be redeemed for travel through Chase’s Ultimate Rewards portal or transferred to airline and hotel partners.

5. Best Card For Balance Transfers:

Citi® Diamond Preferred® Business Card

The Citi® Diamond Preferred® Business Card offers an unbeatable 0% introductory APR on balance transfers for the first 18 months, making it ideal for business owners looking to consolidate high-interest debt. A low ongoing variable APR of 13.74% adds to its appeal.

As you review these top business credit card choices in July 2023, take into consideration the unique needs of your business and how a specific credit card can help meet those needs. By choosing the right card, you can boost your business’s financial health while earning valuable rewards and enjoying additional perks.