Introduction:

Owning a classic car is a dream for many automobile enthusiasts. However, it is crucial to ensure that your treasured possession is protected with the right insurance. Classic car insurance policies differ from regular car insurance policies, as they are specifically designed to cover the unique risks associated with these valuable vehicles.

In this article, we will discuss the 5 best classic car insurance companies that offer comprehensive and tailored coverage for your prized classic car.

1. Hagerty

Hagerty is a well-established name in the classic car insurance industry, known for its reliable and extensive coverage options. With a passion for classic vehicles, Hagerty offers agreed-upon value coverage, meaning you and your insurer will settle on an amount deemed fair for your car’s worth. In addition, Hagerty provides flexible usage options and support for car club events.

2. American Collectors Insurance

American Collectors Insurance has been specializing in collector car insurance since 1976. They offer agreed-upon-value coverage and various mileage plans to suit your needs. One noteworthy feature of American Collectors is their “Collector Vehicle Program,” which provides additional benefits such as inflation guard protection and spare parts coverage up to $500.

3. Grundy Worldwide

Grundy Worldwide has been insuring collector cars since 1947, earning a solid reputation in the classic car insurance field. They provide agreed-upon-value coverage for classic cars, collector cars, and even exotic vehicles. Grundy offers policyholders various added benefits like high liability limits, no mileage restrictions, and comprehensive roadside assistance.

4. J.C. Taylor Antique Auto Insurance

J.C. Taylor specializes in antique automobile insurance and provides agreed-upon-value coverage for various types of vehicles such as antiques, classics, street rods, custom vehicles, and muscle cars. Their policies come with multiple usage options that cater to different driving habits of classic car owners, ensuring suitable protection for your specific requirements.

5. Heacock Classic Car Insurance

Heacock Classic is another reputable name in the classic car insurance industry, offering knowledgeable customer service and valuable coverage options. They provide agreed-upon-value coverage and zero deductible options for comprehensive and collision claims. Heacock Classic also provides additional coverages such as spare parts coverage and coverage for recently restored vehicles.

Conclusion:

Choosing the right classic car insurance provider is a crucial step in securing proper protection for your valuable investment. By considering the top 5 classic car insurance companies listed above, you can find the right balance of coverage, benefits, and value to keep your cherished classic vehicle safe and sound.