4 Ways to Remove a Deceased Person from a Deed
Introduction:
The process of removing a deceased person from a deed can be an emotionally and legally challenging task. Not only your heart, but your property portfolio may also need some time to recover. Various methods can be used to transfer property ownership when the circumstances call for it. This article will discuss four common ways to remove a deceased person from a deed, ensuring that the surviving party moves forward with confidence and legal protection.
1. Probate
Probate is the legal process of distributing a deceased person’s assets according to their will or state law if there is no will. To remove a deceased person from the deed, you will first need to file for probate in the county where the property resides. The probate court appoints an executor (if one is named in the will) or an administrator (if no executor is named) to manage the estate. Once all claims, debts and taxes against the estate have been settled, the executor or administrator will distribute the remaining property as directed by the will or state law. This typically involves transferring title to any beneficiaries or heirs named in the will or under state law.
2. Surviving Joint Tenant
If two or more people own property as joint tenants with right of survivorship, the surviving joint tenant(s) automatically inherits the deceased person’s interest in the property upon death. There’s no need to go through probate in this case – all you must do is file an affidavit of survivorship along with a certified copy of the death certificate at your local recorder’s office. This affidavit notifies the public that one owner has died, whom you’re looking to exclude from being listed on future transactions.
3. Affidavit of Heirship
Suppose no will was left behind, and probate is not necessary due to minimal estate assets apart from real estate. In such cases, an Affidavit of Heirship can be recorded to identify rightful heirs and transfer property ownership. The affidavit must be completed by two disinterested witnesses who knew the deceased well and are aware of their family lineage. Once notarized, the Affidavit of Heirship can be filed with the county recorder’s office against the specific property deed. This way, only the verified heirs now become titleholders.
4. Transfer on Death Deed
In some states, a Transfer on Death (TOD) Deed allows property owners to designate beneficiaries who will inherit real estate upon the owner’s death, bypassing the probate process altogether. Upon the owner’s death, the beneficiary needs to record a copy of the death certificate and an affidavit which establishes their identity as a beneficiary with their local county recorder’s office. The affidavit legally transfers ownership of the property to beneficiaries without having to go through probate.
In conclusion, while it is never easy to deal with the passing of a loved one, these four methods offer various options to remove a deceased person from a deed. Always consult an attorney or legal expert in your state to ensure you follow appropriate procedures that meet your unique situation’s requirements.